REAL ESTATE and business FINANCING

  • 2nd TD – Up to 65% CLTV
  • Residential & Commercial
  • Fast & Flexible Solutions
  • $50,000 to $100,000,000+
  • Any Credit OK
  • Very Competitive Rates

GET FINANCING NOW!


CALL US AT: 1-949-478-5097

 Our Bridge Loans Are Equity-Based

​We offer equity-based loans to borrowers who can’t qualify for a bank loan. All loans are secured by non-owner occupied residential and non-owner/owner occupied commercial properties nationwide.

Residential: Single Family Residences, Multi-Family 2-4 Units, Condos, Townhomes
Commercial: Multi-Family 5+ Units / Apartment Buildings, Office, Retail, Industrial, Mixed-Use​

  • NO FICO Score Requirements
  • NO Tax Returns
  • NO Debt-to-Income Ratio Requirements
  • NO Debt Service Coverage Ratio Requirements
  • NO Financials
  • NO Red Tape
  • NO Bait and Switch
  • Self Employed Borrowers
  • Stated Income Loans
  • Recent Foreclosure or Short Sale
  • Individuals, Trusts, Foreign Nationals, Entities
  • 1st & 2nd Mortgages
  • Business Purpose and Commercial Use Only
  • Gift Funds / No Seasoning Requirements

If you're having trouble finding a commercial mortgage lender that meet your needs, look no further! We specialize in bad credit, as well as clients with excellent credit, commercial real estate loans, business loans and residential Investment properties in ALL markets nationwide. We offer commercial real estate lending without all the credit requirements of other lenders and can complete your loan quickly.  Your needs will determine what is needed to complete your loan process. 




General Parameters

Loan Amount
Loan Term/Amortization
Maximum LTV
Subordinated Financing
DSCR
Minimum Fico Score
Fixed Period
Rate Structure
Eligible Borrower
Tax and Insurance Escrows
Recourse
Prepayment
Permanent Financing
Transaction Type
Property Types

COMMERCIAL PROPERTIES                            STATED

General Parameters                                               Commercial Properties
Loan Amount                                                         $75,000 to $5,000,000
Loan Term/Amortization                                        30 years Loan full amortized
Maximum LTV                                                        70% LTV 80%CLTV
Subordinated Financing                                          Yes, 20% Down 10% Seller's Note
DSCR                                                                     1.25
Minimum Fico Score                                               650 Middle Score
Fixed Period                                                          3 & 8 Year Options
Rate Structure                                                       2% Annual - 6% Life Cap
Eligible Borrower                                                   C-Corp, LLC, LP/LLP, S-Corp
Tax and Insurance Escrows                                      Monthly deposits required
Recourse                                                                Full recourse loan
Prepayment                                                           Equal to the Fixed period
Permanent Financing                                              No balloons
Transaction Type                                                    Purchase, Refinance, Cash Out Refinance
Property Types                                                       Retail, Office, Warehouse, Self-Storage

​​STATED



Residential Properties
$75,000 to $2,000,000
30 year fully amortized
70% LTV
Case by case
NOT REQUIRED ON SFR & CONDOS
650 Middle Score
3 & 8 Year Options
2% Annual - 6% Life Cap
C-Corp, LLC, LP/LLP, S-Corp
Impounds for taxes and insurance is required
Full recourse loan
Equal to the Fixed period
No balloons
Purchase, Refinance, Cash Out Refinance
SFR, Condo, Townhomes, 2-4 Units

RESIDENTIAL PROPERTIES

  • Single-Family Residence
  • Condominiums
  • Townhomes
  • 2-4 Units


*Investment purposes / Non-owner occupied

STATED

 

 Multifamily and Mixed-Use Properties
 $75,000 to $5,000,000
 30 year fully amortized
 75% LTV
 Yes, 20% Down 10% Seller's Note
 1.20
 650 Middle Score
 3 & 8 Year Options
 2% Annual - 6% Life Cap
 C-Corp, LLC, LP/LLP, S-Corp
 Monthly deposits required
 Full recourse loan
 Equal to the Fixed period
 No balloons
 Purchase, Refinance, Cash Out Refinance
 5+ Units on Multifamily Mixed-Used 50% Residential 50%

COMMERCIAL PROPERTIES

  • Multifamily
  • Mixed use properties
  • Office
  • Retail
  • Warehouse
  • Mobile home parks
  • Investment / Owner-user

Stated

No Income Doc Verification Program

Investor's Portfolio Credit Lines

Acquisition funds when you need them 



MULTIFAMILY AND MIXED-USE


GENERAL PARAMETERS

Loan Amount          
Loan Term/Amortization  
Maximum LTV                  
Subordinated Financing    
DSCR                                
Minimum Fico Score          
Fixed Period                    
Rate Structure                  
Eligible Borrower              
Tax and Insurance Escrows
Recourse                          
Prepayment                      
Permanent Financing        
Transaction Type              
Property Types                  

Loan Programs

Loan Amount                                                                        Loan Term

$150,000 - $5,000,000                         5 - 25 years


Interest Rate                                                                        Payment Frequency

4.25% - 6%                                           Monthly

Equity-Based Bridge Loans


  • 1st & 2nd Trust Deeds
  • Purchase, Refinance, Cash Out
  • Up to 80% LTV Purchases
  •  Up to 70% Refinances
  • Stated Income / Stated Asset
  • Monthly Interest-Only Payments with Balloon
  • 1 to 3 year terms

PRIME RATES (A PAPPER LOANS), BANKABLE?

WE DO THEM!


PRIME RATE LOANS

SBA LOANS

FHA -MULTIFAMILY


Portfolio Term Loans

RESIDENTIAL PROPERTIES

Our credit lines provide you with a reliable funding source to purchase new properties or refinance existing investments. Our streamlined approval and funding processes enable you to access capital quickly and without hassle. Use our lines to fix and flip or to accumulate a rental portfolio.


  • Individual or multiple properties 
  • Single family, 2-4 units, condos, townhomes 
  • Multi-state fundings


  • $1M - $50M 
  • Loans up to 80% of cost 
  • Fixed rates 
  • 12-24 month terms


  • Purchase or refinance 
  • Revolving options available 
  • Foreign nationals OK 
  • 2-4 weeks to close



COMMERCIAL LOANS

RESIDENTIAL INVESTMENT PROPERTIES / NON-OWNER OCCUPIED

At LÕVI CAPITAL, we finance residential property types with the following terms:

  • 30 Year Fully Amortized
  • 70% LTV 80% CLTV
  • First Time Investors
  • No Asset seasoning
  • No Income Doc Verification


Below is our loan program for the above properties:

Our portfolio term loans allow you to lock-in long-term financing at a fixed rate. You can use our loans to unlock your equity, consolidate other debt or purchase new rental properties. We have several term loan products to meet the needs of different rental property investors.


  • 5+ rental properties 
  • Single family, 2-4 units, condos, townhomes 
  • Stabilized (leased) portfolio


  • $500K - $100M 
  • Loans up to 75% of value 
  • Fixed rates 
  • 5 or 10 year terms


  • Purchase or refinance 
  • Non-recourse options available 
  • Foreign nationals OK 
  • 4-6 weeks to close

Commercial mortgages are structured to meet the needs of the borrower and the lender. Key terms include the loan amount (sometimes referred to as "loan proceeds"), interest rate, term (sometimes referred to as the "maturity"), amortization schedule, and prepayment flexibility.


Commercial mortgages are generally subject to extensive underwriting and due diligence prior to closing. The lender's underwriting process may include a financial review of the property and the property owner (or "sponsor"), as well as commissioning and review of various third-party reports, such as an appraisal.